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Busting remortgaging myths. Your circumstances have changed – will you be able to remortgage?
We all know life doesn’t stay the same. Our jobs, our relationships, our financial circumstances, they all evolve over time. So if our...

ALM Financial
May 18, 20233 min read


Can your energy efficient home help save money on your mortgage?
Have you ever heard of a green mortgage? They’re steadily becoming a popular option for property owners, as many lenders are adding them...

ALM Financial
May 18, 20232 min read


Life after your Fixed Rate mortgage. Should you stay with your lender?
Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll...

ALM Financial
May 18, 20233 min read


Life after your Fixed Rate mortgage. Should I remortgage when my fixed rate ends?
The short answer? Yes. If you don’t remortgage at the end of your term, you will be automatically transferred to your lender’s standard...

ALM Financial
May 18, 20233 min read


Life after your Fixed Rate mortgage. What happens when your mortgage deal expires?
If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your...

ALM Financial
May 18, 20233 min read


Where does inflation go from here?
We recently hosted our Investor Update, a client friendly event with industry experts. This short video from the event, focused on:...

ALM Financial
May 18, 20231 min read


The Iceberg Theory
This diagram shows what our clients think we do vs what we actually do. Have a look at our Iceberg theory

ALM Financial
Apr 17, 20231 min read


It's not all fixed rates
With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment...

ALM Financial
Apr 17, 20231 min read


Spring Budget winners and losers
The Chancellor, Jeremy Hunt, has delivered the next part of his plan: “a Budget for long term and sustainable growth”. Read on to find...

ALM Financial
Mar 16, 20235 min read
Are you making the most of your ISAs?
You are unable to carry any unused allowances over into the 2023-2024 tax year. If you are unsure on what ISAs are available to you and...

ALM Financial
Mar 13, 20232 min read


Regularly review your mortgage
It’s important to regularly review your mortgage. If necessary, you may want to transfer to a new deal or a different lender when you...

ALM Financial
Feb 9, 20231 min read


Year in Review
As 2022 closes out, the team at Andrews Loynton & McCulla wish to wish you and yours a very happy and healthy 2023. We again thank you...

ALM Financial
Dec 20, 20222 min read


It's not all fixed rates
With over 10 years of record low interest rates, fixed rate mortgages offer borrowers the stability of knowing what the mortgage payment...

ALM Financial
Dec 20, 20221 min read


What the recent Growth Plan and Government U-turns mean for you and your finances
Now that the dust has started to settle, what do the recent announcements, and U-turns, mean for you and your finances? What is still...

ALM Financial
Oct 31, 20224 min read


What's going on in the UK Markets following last week's 'mini-budget'?
It wasn't "mini" and markets have reacted - Here is summary of what has been happening. Click here. We hope you find this insightful....

ALM Financial
Sep 29, 20221 min read


What does the base-rate increase mean for you?
In a bid to tackle rising inflation, the Bank of England has increased the base rate for the seventh time since December 2021. The 0.5%...

ALM Financial
Sep 26, 20222 min read


Investment Update
Financial markets were unsettled in May as the effects of the war in Ukraine along with concerns over inflation and growth dominated...

ALM Financial
Jun 13, 20222 min read


Investment Update - September stutters
With retail sales falling, it’s a sign that the UK economy is cooling following a resilient summer. But inflation is on the rise....

ALM Financial
Sep 30, 20213 min read



ALM Financial
Aug 23, 20210 min read


Should we be concerned about rising inflation?
Most economists expect inflation to pick up over the next few months as lockdown restrictions ease and shops and restaurants reopen. But...

ALM Financial
Jul 7, 20213 min read
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