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When the news feels uncertain, a financial plan can provide stability
Major political events often create a wave of questions. Following the resignation of Keir Starmer, commentators will spend weeks discussing what comes next and what the implications could be for the UK economy. For many people, the more pressing question is much simpler. “What does this mean for me?” It’s easy to feel pulled in different directions One commentator predicts growth. Another expects challenges ahead. Markets react to new information, and newspaper headlines com
ALM Financial
7 hours ago2 min read


Avoiding the 60% tax trap: where financial planning makes a real difference
The 60% tax trap has become one of the most significant - and least understood - financial hurdles for UK earners. While the headline higher‑rate tax band suggests a 40% rate, the reality is far more punishing. If your income is close to or above £100,000, you may be affected by the “60% tax trap.” This happens because your personal allowance is gradually taken away once your income passes £100,000. For every £2 earned above that threshold, £1 of allowance is lost. The effec
ALM Financial
Jun 163 min read


What the dividend tax rate increase means for you
From 6 April 2026, dividend tax rates will increase for basic and higher-rate taxpayers. While the dividend allowance remains at £500 per tax year, the tax charged above this threshold will rise. What’s changing? Current dividend tax rates: • Basic rate: 8.75% • Higher rate: 33.75% • Additional rate: 39.35% From April 2026: • Basic rate increases to 10.75% • Higher rate increases to 35.75% • Additional ra
ALM Financial
Apr 282 min read


Omnis Middle East Scenarios
The heightened instability in the Middle East continues to influence the global market outlook, particularly through energy supply risks and inflation pressures. Our scenario analysis below sets out three potential paths - our base case (what we expect), the bear case and the bull case - each with differing implications for inflation, economic growth and market sentiment. Read more here: https://omnisinvestments.com/news/2026/middle-east-scenarios-base-bears-and-bulls Downloa
ALM Financial
Apr 11 min read
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