MEET US
In the 1970's Clifford McCulla established a strong reputation for giving sound advice to individuals and businesses to help them meet their financial objectives. In the 1990's Laurence Andrews partnered with Clifford and Andrews McCulla was born. Andrews McCulla became Andrews Loynton & McCulla in 2005.
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In 2023 the business found new leadership with the existing advisers within the business and incorporated the business to ALM Financial Ltd.
In our business we have six professional advisers with over 100 years of combined experience.
I have confidence in this company and as a result I am a second generation client.
I leave the consultation believing ALM are managing my financial affairs.
Hilary McLean, Client
OUR TEAM
We are a dedicated team of five full time advisers, three paraplanners, and four administration staff . This allows us to give our clients bespoke planning solutions in protection, mortgages, investments and pensions and provide an impressionable service. We can also offer advice on trusts and inheritance tax planning.*
MA APFS Managing Director / Chartered Financial Planner
BSc (Hons) APFS Operations Director / Chartered Financial Planner
BA(Hons) DipPFS Director/Financial Planning Consultant
MSc DipPFS Financial Planning Consultant
BSc (Hons) DipFA Director/Financial Planning Consultant
Mortgage Adviser and Protection Paraplanner
BSc (Hons) DipPFS Paraplanner
Practice Paraplanner
Review Specialist & Paraplanner Assistant
Practice Administrator
Practice Administrator
*Trusts are not regulated by the Financial Conduct Authority