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The Iceberg Theory
This diagram shows what our clients think we do vs what we actually do. Have a look at our Iceberg theory

ALM Financial
Apr 17, 20231 min read


Spring Budget winners and losers
The Chancellor, Jeremy Hunt, has delivered the next part of his plan: “a Budget for long term and sustainable growth”. Read on to find...

ALM Financial
Mar 16, 20235 min read


Year in Review
As 2022 closes out, the team at Andrews Loynton & McCulla wish to wish you and yours a very happy and healthy 2023. We again thank you...

ALM Financial
Dec 20, 20222 min read


What the recent Growth Plan and Government U-turns mean for you and your finances
Now that the dust has started to settle, what do the recent announcements, and U-turns, mean for you and your finances? What is still...

ALM Financial
Oct 31, 20224 min read


What's going on in the UK Markets following last week's 'mini-budget'?
It wasn't "mini" and markets have reacted - Here is summary of what has been happening. Click here. We hope you find this insightful....

ALM Financial
Sep 29, 20221 min read


What does the base-rate increase mean for you?
In a bid to tackle rising inflation, the Bank of England has increased the base rate for the seventh time since December 2021. The 0.5%...

ALM Financial
Sep 26, 20222 min read


Investment Update - September stutters
With retail sales falling, it’s a sign that the UK economy is cooling following a resilient summer. But inflation is on the rise....

ALM Financial
Sep 30, 20213 min read


Should we be concerned about rising inflation?
Most economists expect inflation to pick up over the next few months as lockdown restrictions ease and shops and restaurants reopen. But...

ALM Financial
Jul 7, 20213 min read


Inflation rises, along with commodity prices
The combined economic effects of stimulus measures, inflation and increased spending all contributed to an eventful month. In May,...

ALM Financial
Jun 10, 20213 min read


A positive outlook
The economic recovery is gathering momentum as the pandemic recedes and successful vaccination programmes continue to roll out on both...

ALM Financial
May 13, 20212 min read


Springing into Action
Successful vaccination programmes are rolling out on both sides of the Atlantic, pointing to a brighter economic outlook. The US and UK...

ALM Financial
Apr 6, 20213 min read


Spring Budget 2021 "We will recover"
Chancellor of the Exchequer, Rishi Sunak, delivered his second Budget on 3 March declaring that "we will recover". The key fiscal event,...

ALM Financial
Mar 4, 20216 min read


Don't underestimate the value of financial advice
Throughout our lives, it is highly likely we will need to take financial decisions that can have a major impact on our wealth, such as...

ALM Financial
Dec 10, 20202 min read


Markets react positively to election news
After days of tension, news came in over the weekend that Joe Biden won the key battleground of Pennsylvania, 20 electoral votes was...

ALM Financial
Nov 17, 20201 min read


INVESTMENT UPDATE: WHAT TO MAKE OF THE AS YET UNDECIDED US PRESIDENTIAL ELECTION?
As you are no doubt aware, the result of yesterday’s US presidential election is not yet known. With 43 states having declared their...

ALM Financial
Nov 5, 20203 min read


Be vigilant and scam smart
Warnings from a number of UK bodies, including the Bank of England, Financial Conduct Authority, National Crime Agency and Action Fraud...

ALM Financial
May 14, 20202 min read


It's good to talk
Discussions about money can be uncomfortable, experts have long stressed the best approach to financial issues is to talk about them...

ALM Financial
Apr 30, 20203 min read


BREXIT What Does it Mean For You?
Whichever side of the Brexit debate you have been on, Friday 31 January 2020 undoubtedly marks a momentous point in the country’s...

ALM Financial
Feb 3, 20202 min read


Where is the happiest place to live?
A new survey has revealed the South West is the happiest place to live in the UK, with Wales coming in as the least happy. The survey by...

ALM Financial
Nov 29, 20191 min read


Key Dates 2019
1 April National Living Wage (for age 25+) rises to £8.21. National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year...

ALM Financial
Apr 4, 20192 min read
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