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How a trust can help your financial planning
Writing a policy in Trust could be perceived as something that only the wealthy require, but the reality is Trusts can play an important...

ALM Financial
May 2, 20192 min read


Key Dates 2019
1 April National Living Wage (for age 25+) rises to £8.21. National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year...

ALM Financial
Apr 4, 20192 min read


"It's a no brainer"
Life is unpredictable and can change in an instant. Glenn, a father of two and co-owner of his family’s bakery, experienced this recently...

ALM Financial
Mar 27, 20191 min read


Why active investing is more effective in volatile markets
A glance at the performance of the major stock indices in 2018 shows that volatility was a common theme. US equities followed an upward -...

ALM Financial
Mar 11, 20192 min read


Choosing the right type of cover to protect you and your family is important
Act now to ensure you remain protected Making sure you and your family are financially protected should something unexpected happen is...

ALM Financial
Feb 25, 20191 min read


Become a Superhero in the eyes of our family
When he was younger one of my son’s favourite questions was; “if you could have any super power, what would it be?” He loved the idea of...

ALM Financial
Feb 11, 20192 min read


Six years on from Auto Enrolment
Six years on from the launch of Automatic Enrolment in workplace pensions figures show there are close to 10million UK workers saving for...

ALM Financial
Jan 7, 20192 min read


The Value of Protection
Buying a house… is a valuation sufficient,or should you opt for a full structural survey? Buying a house is probably the biggest...

ALM Financial
Mar 22, 20182 min read


2017 Autumn Budget
Phillip Hammond presented his second Budget of 2017 against a backdrop of Brexit negotiations and political uncertainty, in the UK and...

ALM Financial
Jan 11, 20182 min read


Pension death benefits
There's a range of options when it comes to deciding how to fund retirement, but few of us stop to think about what might happen to...

ALM Financial
Jan 2, 20183 min read


Taking control of your investments
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That's why we use a secure, online system...

ALM Financial
Dec 6, 20172 min read


Investment advice - what a relief!
Every client we meet has a unique and varied range of financial planning needs, so it's important to establish priorities as the first...

ALM Financial
Nov 2, 20172 min read


Bonfires and Fireworks
Autumn has arrived, the days are getting shorter and the nights longer. You may be preparing the garden for winter and arranging any...

ALM Financial
Oct 12, 20172 min read


Risk vs Reward
While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on...

ALM Financial
Sep 15, 20172 min read


Why crowdfund the cost of your healthcare?
Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection...

ALM Financial
Aug 4, 20172 min read


Inflation: this time it's personal
Much is made about the impact of inflation on the ‘real’ value of your income and investments. That is, the impact inflation has on your...

ALM Financial
Jul 3, 20172 min read


Financial scams target the over 45s
The rise in technology has caused more than 1 million over-45 year olds to fall victim to online scams and left one in five feeling...

ALM Financial
Jun 1, 20172 min read


Do you run your own business
If you do, you probably have one or more key employees that are integral to its success. They may even possess the skills, knowledge,...

ALM Financial
May 19, 20171 min read


Pension Freedom - the headlines
Today's pension savers can enjoy far greater freedom over how they access their pension savings, but it could lead to some making wrong...

ALM Financial
Oct 25, 20163 min read


Are cash ISAs still relevant?
Since 2012, the average cash ISA rate has fallen from 2.84% to just 0.82%, while stocks and shares ISAs are performing far better,...

ALM Financial
Sep 5, 20162 min read
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