Living in interesting times: how advice can help

We’re living in unpredictable times; from rising living costs and market fluctuations to fast-moving changes in jobs, tech, and even family structures. For many people, the old financial playbook no longer applies.

In these moments, advice isn’t about chasing the lowest cost — it’s about making the right choices for you. Ones that reflect your values, your needs, and the realities you’re living with right now.

Whether you’re dealing with a sudden loss of icome, stepping into a caring role, or struggling to keep up with digital changes, advice can help you:

·       Make informed decisions when the pressure is high

·       Get clarity on what to prioritise first

·       Avoid costly mistakes or unnecessary risks

·       Adapt your plans without starting from scratch

Advisers aren’t just there to sell to you once and leave you high and dry, instead they can spot when you might need extra support and respond with care, not judgment.

Best laid plans

You can do everything right, save regularly, plan for the future, stay on top of your bills, and still hit a point where things change beyond your control. That doesn’t mean you’ve failed. It means you’re human.

Having a financial adviser means you’ve got someone to help you get back on track. Someone who sees the big picture when you can’t. Someone who can offer new ideas when your confidence is shaken. Someone who can adjust your plan, so it still works, even if life looks different.

And it’s not just about fixing problems. It’s about creating stability, building confidence, and giving you the tools to move forward with clarity. Because the best-laid plans don’t fall apart when life gets messy; they bend, adapt, and hold strong with the right support.

If you’re facing a change, a challenge, or just a feeling that your financial plans need a second look, don’t go it alone. Speak to someone who’ll listen, guide, and support you every step of the way.

Approved by The Openwork Partnership 16/06/2025