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Pension death benefits
There's a range of options when it comes to deciding how to fund retirement, but few of us stop to think about what might happen to...

ALM Financial
Jan 2, 20183 min read


Taking control of your investments
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That's why we use a secure, online system...

ALM Financial
Dec 6, 20172 min read


Investment advice - what a relief!
Every client we meet has a unique and varied range of financial planning needs, so it's important to establish priorities as the first...

ALM Financial
Nov 2, 20172 min read


Bonfires and Fireworks
Autumn has arrived, the days are getting shorter and the nights longer. You may be preparing the garden for winter and arranging any...

ALM Financial
Oct 12, 20172 min read


Risk vs Reward
While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on...

ALM Financial
Sep 15, 20172 min read


Why crowdfund the cost of your healthcare?
Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection...

ALM Financial
Aug 4, 20172 min read


Inflation: this time it's personal
Much is made about the impact of inflation on the ‘real’ value of your income and investments. That is, the impact inflation has on your...

ALM Financial
Jul 3, 20172 min read


Financial scams target the over 45s
The rise in technology has caused more than 1 million over-45 year olds to fall victim to online scams and left one in five feeling...

ALM Financial
Jun 1, 20172 min read


Do you run your own business
If you do, you probably have one or more key employees that are integral to its success. They may even possess the skills, knowledge,...

ALM Financial
May 19, 20171 min read


Pension Freedom - the headlines
Today's pension savers can enjoy far greater freedom over how they access their pension savings, but it could lead to some making wrong...

ALM Financial
Oct 25, 20163 min read


Are cash ISAs still relevant?
Since 2012, the average cash ISA rate has fallen from 2.84% to just 0.82%, while stocks and shares ISAs are performing far better,...

ALM Financial
Sep 5, 20162 min read


A year on from pension freedoms
In April 2015 the government introduced the most significant pension reforms for a generation. The reforms give people who’ve worked and...

ALM Financial
Sep 5, 20162 min read


More people owning their own home
The latest English housing survey, released on 21 July 2016, shows that the number of people owning their own home has stopped reducing...

ALM Financial
Sep 5, 20162 min read
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